First City Bank, Georgia First City Bank, Georgia
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PERSONAL LOANS
PERSONAL LINES OF CREDIT
OVERDRAFT PROTECTION
AUTO LOANS
EDUCATION LOANS
HOME IMPROVEMENT LOANS
CONSTRUCTION LOANS
HOME EQUITY LOANS
MORTGAGE LOANS

 
Personal Loans

A personal loan from us can help turn your dreams into reality. Whether borrowing to finance a boat or motor home, vacations, or wedding expenses, we can tailor the loan to fit your budget.

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Personal Lines of Credit

We can provide a pre-approved personal line of credit for small unexpected needs. Monthly repayment is available.

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Overdraft Protection

Never pay an overdraft fee! With FirstCity Bank's Overdraft Protection solution we've got you covered. With approved credit, FirstCity Bank will advance you funds to cover overdrafts up to an approved credit line. There is no charge for the advance and you only pay interest on balances that remain outstanding. Just one more way that FirstCity takes the stress out of banking!

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Auto Loans

Do you need a new car or truck? When borrowing to finance a vehicle purchase, we can tailor the loan to fit your budget.

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Education Loans

FirstCity has a strong commitment to helping out customers with higher education opportunities for themselves or their children. Contact us about your educational lending needs.

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Home Improvement Loans

Does your House need new siding or windows, a fresh coat of paint, new wallpaper? Maybe the air conditioner needs to be replaced. We offer improvement loans to get you "fixed up".

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Construction Loans

Building a home? Apply now for a single or multi-family loan with same day approval!

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Home Equity Loans

Need a vacation? Use the equity in your home for extra cash to do the things you would like to do. Apply today for same day approval at a competitive rate. Bank select checks free of charge along with free check writing.

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Mortgage Loans

When you find that dream house, or if you’re already there, FirstCity Bank wants to help. Contact our mortgage division concerning a purchase or refinance today!

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Member FDIC

Equal Housing Lender
 
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